The following helps us to select a home loan agent
1. Loan to home value ratio: 80% up to 100%
2. Exit fee
3. Evaluation fee
4. Minimum and maximum term (e.g. 1 year to 30 years)
5. Application fee
6. Fixed interest or variable interests
7. Different payment period options (e.g. monthly, fortnightly, weekly)
8. Payment options: principle and interest or interest only
9. Options to redraw
10. Options to make extra payment
11. Account transfer fee
Source from infochoice.com.au
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